Guia de bones pràctiques en matèria d'acord extrajudicial de pagaments, concurs consecutiu i exoneració del passiu insatisfet: estudi, anàlisi jurisprudencial i la seva aplicabilitat

Mariné Vallverdú, Sara Yunshu

Guia de bones pràctiques en matèria d'acord extrajudicial de pagaments, concurs consecutiu i exoneració del passiu insatisfet: estudi, anàlisi jurisprudencial i la seva aplicabilitat

Citation

Mariné Vallverdú, S. Guia de bones pràctiques en matèria d'acord extrajudicial de pagaments, concurs consecutiu i exoneració del passiu insatisfet: estudi, anàlisi jurisprudencial i la seva aplicabilitat. 2022. handle: http://hdl.handle.net/10230/53901

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Abstract

The data show how, especially since the beginning of the economic and financial crisis of 2008 and which currently persists in Spain, the bankruptcy of creditors, and in particular, the bankruptcy of individuals began to be important. This paper is divided into two main parts: on the one hand, the analysis of the “Guia de bones pràctiques en matèria d’acord extrajudicial de pagaments, concurs consecutiu i exoneració del passiu insatisfet” carried out by the CEJFE Working Group on Second Chances from a theoretical perspective. On the other hand, it is tried to see through jurisprudential analysis the applicability of this Guide and the importance that it has had in the matter. The main conclusion is that, although the recommendations, warnings and good practices set out in the Guide are useful and facilitate the development of the Second Chance procedure, a cause-and-effect relationship cannot be established between the publication of the Guide and a change of criteria in court rulings, and this is because it is not a binding document.