Alaminos Pardos, PaulaAndreu Smart, ElenaMartret Jané, Paula2024-02-072024-02-072023http://hdl.handle.net/10230/58982Treball de Fi de Grau en Estudis Internacionals d'Economia i Empresa. Curs 2022-2023Tutora: Luz ParrondoThe purpose of this paper is to analyze the impact of the introduction of Central Bank Digital Currencies (CBDCs) on the well-being of society, focusing on the case of the digital Euro by the European Central Bank. The continuous evolution of money and the payment system has made CBDCs become an indispensable instrument to preserve the role of central bank money. The European Central Bank is aware of how the future of banking is related to the use of new technologies such as blockchain and the digitalization of currencies. However, the impact the digital Euro would have on society is still uncertain. Defining the welfare of society in terms of accessibility and inclusion, privacy, financial stability and legal rights and protection of citizens, the paper will conduct a qualitative analysis of CBDCs and the digital Euro, followed by a quantitative analysis, with the help of statistical models, of the effect the introduction of the digital Euro would have on the welfare of society.application/pdfengThis work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International LicenseTreball de fi de grau – Curs 2022-2023info:eu-repo/semantics/bachelorThesisDigital EuroCentral Bank Digital CurrencyWelfareIndividualAccessibilityInclusionPrivacyFinancial stabilityinfo:eu-repo/semantics/openAccess