Credit scoring for the supermarket and retailing industry: analysis and application proposal
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- dc.contributor.author Manini, Raffaele
- dc.contributor.author Amat Salas, Oriol
- dc.contributor.other Universitat Pompeu Fabra. Departament d'Economia i Empresa
- dc.date.accessioned 2020-05-25T09:26:59Z
- dc.date.available 2020-05-25T09:26:59Z
- dc.date.issued 2018-01-01
- dc.date.modified 2020-05-25T09:25:39Z
- dc.description.abstract Abstract: This paper develops and tests a credit scoring model focused on the supermarket and retailing industry which can help financial institutions in assessing credit requests coming from customers belonging to these industries category. The empirical study has the objective of answering two questions: (1) Which ratios better discriminate the companies based on their being solvent or insolvent? (2) What is the relative importance of these ratios? To do this, several statistical techniques with a multifactorial focus have been applied. The overall approach is the same as the one in Altman (1968), but the application of the design as well as the purpose of it are different. Through the application of several statistical techniques, the credit scoring model has been proved to be effective in assessing credit scoring applications within the super-market and retailing industry under certain conditions.
- dc.format.mimetype application/pdf*
- dc.identifier https://econ-papers.upf.edu/ca/paper.php?id=1614
- dc.identifier.citation
- dc.identifier.uri http://hdl.handle.net/10230/44740
- dc.language.iso eng
- dc.relation.ispartofseries Economics and Business Working Papers Series; 1614
- dc.rights L'accés als continguts d'aquest document queda condicionat a l'acceptació de les condicions d'ús establertes per la següent llicència Creative Commons
- dc.rights.accessRights info:eu-repo/semantics/openAccess
- dc.rights.uri http://creativecommons.org/licenses/by-nc-nd/3.0/es/
- dc.subject.keyword credit scoring
- dc.subject.keyword supermarket industry
- dc.subject.keyword retail industry
- dc.subject.keyword bank analysis.
- dc.subject.keyword Finance and Accounting
- dc.title Credit scoring for the supermarket and retailing industry: analysis and application proposal
- dc.title.alternative
- dc.type info:eu-repo/semantics/workingPaper